BUSINESS CAR FNANCE
Unlock Your Business Potential with Starling Capital
If your wheels are turning primarily for work, then business car finance is the road to explore. At Starling Capital, we understand that choosing the right vehicle finance is not just about driving; it’s about fuelling your business growth and saving you money along the way.
Why Choose Starling Capital for Business Car Finance?
Our Finance Specialists are ready to navigate the lanes of commercial finance for you. Whether it’s a single vehicle or a fleet, we take the time to understand your business, ensuring the right fit for your unique needs.
Our Offerings Include:
A Chattel Mortgage empowers you to own the vehicle outright from day one, offering immediate ownership benefits. This financing option not only provides you with the keys to your desired vehicle but also unlocks various tax advantages. You can claim Goods and Services Tax (GST) credits, benefit from depreciation deductions, and offset interest charges against your taxable income. This financial arrangement is particularly advantageous for businesses looking to invest in their fleet while optimizing tax implications.
With a Hire Purchase agreement, you can drive towards vehicle ownership while enjoying flexibility in payment structures, with or without a residual amount. This financing option allows you to tailor the terms of your ownership, offering the freedom to choose a repayment plan that suits your financial situation. Whether you prefer a residual value arrangement or a straightforward path to complete ownership, a Hire Purchase ensures that the vehicle becomes yours at the end of the agreed-upon term, providing both flexibility and long-term benefits.
Leasing is a financing solution tailored for businesses, especially those with a regulated residual value. This option provides a smart alternative for companies that prefer not to bear the full cost of vehicle ownership. Leasing allows you to use the vehicle for a specified period while making regular payments. At the end of the lease term, you may have the option to purchase the vehicle or upgrade to a newer model. This arrangement is particularly suitable for businesses that prioritize regular vehicle upgrades and want to manage their fleet costs efficiently.
A Low Doc Loan is designed to streamline the financing process by requiring less documentation. This option is particularly beneficial for business owners who may not have all the traditional financial paperwork readily available. Instead of extensive documentation, factors such as your business tenure, financial circumstances, and the vehicle you intend to purchase play a crucial role in the approval process. This type of loan provides more possibilities for entrepreneurs, allowing them to secure financing with minimal paperwork and expedited approval procedures.
The Starling Capital Advantage
Bespoke Finance Solutions
Our financing solutions are meticulously crafted to align with your individual business requirements and financial objectives, guaranteeing a smooth and personalised transaction.
Proficient Consultation
Rely on our team of seasoned financial professionals to lead you through each phase of the financing journey, offering transparent insights and unwavering support.
Competitive Rates
Take advantage of competitive interest rates that render your desired business assets, whether it’s machinery or equipment, more financially accessible than ever.
Streamlined Application
Engage in a straightforward application process with prompt approvals, facilitating a swift transition to acquiring the necessary resources for your business endeavours.
Key Benefits
Low or no deposit options
Flexible balloon (residual) choices
Competitive fixed rates for stability
Tailored loan terms (1-7 years)
No-doc or low-doc loans for convenience
Accessible for dealer, auction, and private sales
Your Loan Summary^
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With Starling Capital, your business journey takes a confident step forward—where the road to your professional aspirations aligns seamlessly with the flight of your financial success