Starling Capital, Australian Credit Representative number ACR: 553377 upholds a strong commitment to safeguarding the privacy of your personal information. This policy articulates our practices concerning the collection, storage, utilization, and disclosure of personal information, including credit-related details, in accordance with privacy laws.
As an entity bound by the Privacy Act 1988 (Cth), encompassing Division 3 of Part IIIA and the Australian Privacy Principles, along with the Credit Reporting Privacy Code (CR Code), Starling Capital is dedicated to preserving the confidentiality and security of personal information, including credit information and credit eligibility information, pertaining to any individual. Notably, certain principles exclude records and practices associated with the employment relationship with our employees, and disclosures of personal information among related bodies corporate may differ in protection.
This Privacy Policy elucidates the types of personal information, such as name, address, financial details, employment information, and internet activity, that we collect and why we collect it. Additionally, it outlines the distinction between “credit eligibility information” and “credit information,” providing insights into the nature of information derived from credit reports.
Our collection of personal information is purpose-driven, limited to what is necessary for establishing and managing your accounts, providing services, and ensuring legal compliance. We communicate the primary reasons for collecting personal information at the outset and may use the information for various purposes, including application assessments, administrative functions, and product development.
We employ various means to collect personal information, either directly from you or authorized third parties, and utilize technology like cookies for statistical website information. We take stringent measures to protect personal information, using secure electronic systems, encrypted files, and restricted access.
Sharing personal information with third parties is essential for establishing and managing accounts. We disclose information to entities such as credit providers, regulatory bodies, government agencies, and service providers, ensuring that the exchange is limited to what is necessary for service provision or legal compliance.
Our Privacy Policy extends to information exchanges within the Fintelligence group and with overseas parties, acknowledging that some service providers may be located outside Australia. Notably, we may share credit-related information with Credit Reporting Bodies (CRBs) and specify the CRB involved.
From time to time, we may use personal information for marketing purposes, providing you with information about our products and services. If you wish to opt out of receiving such materials, you can contact us.
We facilitate access to personal information and offer correction avenues. While we strive for accuracy, you have the right to rectify any inaccuracies. We respect your anonymity in certain circumstances but generally require identification for service provision.
This Privacy Policy represents our current standards and may be subject to periodic changes. We encourage you to review it periodically for updates. For any queries or concerns about how we handle your personal information, including potential breaches, our Compliance Manager is available for contact.
Our team operates with precision, guiding you through a seamless financial experience tailored to your unique needs. We prioritize effortless approvals and swift funding, leveraging our robust lender connections to ensure a smooth settlement process, allowing your financial aspirations to take flight.