All content on this website, unless explicitly stated otherwise, is the copyrighted property of MURMURATION SKY PTY LTD T/A Starling Capital.

(“Starling Capital”), All Rights Reserved.
Content, including words, images, calculators, and any other information on the site, may not be copied, transmitted, or distributed without the express written permission of Starling Capital. Modification or posting of content on other websites is strictly prohibited.

All information on this website is general in nature and not tailored to your specific objectives, financial situation, or needs. Prior to entering into a contract for a financial product or service, it is advisable to consult your financial advisor to determine suitability. While we strive to provide accurate product information, MURMURATION SKY PTY LTD T/A Starling Capital, its agents, employees, and accredited lenders disclaim responsibility for any loss that may arise.

Accuracy and Changes
Although we make efforts to ensure accuracy at the time of publication, product features, specifications, prices, and interest rates are subject to change without notice. Starling Capital makes no commitment to the accuracy or availability of any product or service. Information on this website should be read in conjunction with other materials and information available from Starling Capital.

Liability Exclusion
To the extent permitted by law MURMURATION SKY PTY LTD T/A Starling Capital excludes all express and implied warranties and all liability, whether direct, indirect, special, or consequential, arising from negligence or otherwise, related to the use of this website. Where the law allows limitation but not exclusion of liability MURMURATION SKY PTY LTD T/A Starling Capital liability will be limited to the maximum extent possible under the law. Statutory warranties implied under the Australian Consumer Law or related consumer protection laws remain unaffected by these terms and conditions.

Third-Party Websites and Intellectual Property Rights
Starling Capital is not responsible for the contents of third-party-maintained websites and waives liability for any links from this website to other websites. Content on this website may be subject to the intellectual property rights of third parties.

Modification of Terms and Conditions
Starling Capital reserves the right to revise these terms and conditions at any time. By using this website, users are expected to review such terms regularly to ensure understanding of all governing terms and conditions.

Consent – Age Acknowledgment
Our services are intended for adults aged eighteen (18) years or older. By accepting these terms and conditions, you acknowledge that you are over eighteen (18) years of age.

Giving Information to a Credit Reporting Agency
I/We acknowledge that Starling Capital may provide personal information about me/us to a credit reporting agency for obtaining a consumer credit report or creating/maintaining a credit information file.

The Credit Provider Obtaining Credit Information
To assess my/our credit application and collect overdue payments, I/we authorize the credit provider to obtain a credit report and relevant information from credit reporting agencies and other commercial creditworthiness sources.

Exchanging Information with Other Credit Providers
I/We agree that the credit provider may exchange information with other credit providers or lenders for credit assessment, default prevention, and informing other providers of any default by me/us.
Exchanging Information with Other Parties

I/We authorize the credit provider to exchange information with various parties for purposes outlined in the Privacy Act 1988, including assessing credit applications, credit management, and risk assessment.
Comprehensive Car Insurance

I/We consent to be contacted by Starling Capital to discuss comprehensive car insurance if required for my/our finance application. Consent is not an obligation to proceed with a quote, and it can be withdrawn at any time.

Electronic Commercial Messages
I/We understand that Starling Capital may send electronic commercial messages, clearly identified as originating from Starling Capital, providing an unsubscribe facility. To opt-out, written notice can be sent to approvals@starlingcapital.com.au
Telephone Calls

I/We consent to receiving phone calls from Starling Capital on the provided number during specified hours.

“Refer a Friend” Program Consent
Participants in the “Refer a Friend” program consent to sharing application outcomes with the third party that referred them, limiting information shared to the application’s outcome only.
Further Details

Refer to our Privacy Policy for additional information on the privacy practices of MURMURATION SKY PTY LTD T/A Starling Capital

Custom Affiliate Link Terms
Refer to the specific terms outlined in the ‘Custom Affiliate Link Terms’ section for details regarding the “Refer a Friend” program, including referral fees, eligibility criteria, and data usage policies.